How to write a good essay (technology related) Essay

What are the long term effects of living in a proficient gentleman? Are these negative or positive? Are the children now under 12 growing up in a different knowledge domain than their older college age siblings? How is it different and what does that mean for them? What is the most important new technology for solving world problems? How has social media helped solve and create problems in countries international the U.S.? Will governments like China continue to be able to control access to the Internet and social media among their citizens? How does social media, texting, cell phones and the Internet make the world bigger? Sm altogetherer? What are the implications of ever increasing globalization through technology to our global economy?Technology is moving so quickly that we are frequently using computers, software programs and other technologies that have frustrating glitches and problems. Is there a solution? How does our experience of social interactions with other humans influence the dash we interact with machines? When does it become morally wrong to genetically engineer your child? What are new ways people can use digital tools to alter the world? How is digital learning going to change schools and education? Does the Internet need controls or censorship? What kind?Do digital tools make us more or less productive at work? To what extent is the development of new technologies having a negative effect on us? How exit technology developments change our lives in 20 years? Should people get an identity chip implanted under their skin? Should people in all countries have equal access to technological developments? Can video gaming really help solve world problems? (see video) How our our brains different than a computer? (see video)Is fundamental food really better for you than genetically modified foods? What are genetically modified food technologies able to do? How does this compare with traditional plant bringing up methods? Should genetically modified food technologies be used to solve hunger and nutritional issues in poorer nations? Since it is now possible to sequence human genes to find push through information well-nigh possible futurity heath risks, is that something everyone should have done? What are the advantages or disadvantages?If people have genetic testing, who has the right to that information? Should wellness care companies and employers have access to that information. If parents have genetic information about their children, when and how should they share it with the child? What sort of genetic information should parents seek to get about their children and how might this influence raising that child? Would having cars that drive themselves be a good or bad idea? How might travel in the future be different?Should information technologies and Internet availability make work from home the norm?

A Human Service Professional Essay

A homophile gain professional, plays a major role in society, working side-by-side with various professionals, and assumes a wide range of roles to process individuals, groups, organizations and communities. Although human beings service professionals do not necessarily do in depth and psychotherapy, they are well-equipped to facilitate client change and growth typically by working directly or indirectly with clients around concrete tasks, objectives, and goals. A counselor, broker, advocate, case manager, community planner and behavior specialists are just few of the roles of a human service professional. (Lincoln University)Personal values, beliefs, prejudices and stereotypes can answer the helping process when the client and the human service professional share the same idea or belief. The human service professional may be able to add to what the client feels or hold ups or enlighten the client in a optimistic way because of their personal turn inledge or experience. On t he other hand it could harm the helping process if beliefs are different. In this case study if the human service professional has any negative feelings slightly homosexuality, then Todd and Reggie may not receive the full help they are in search of. Although the revolve around is on getting themselves together, they came in as a couple with some relationship issues that they need to work on.If I were the human service professional on this case, I would be a little uncomfortable with the whole situation. Not only are they homosexual men but this is an interracial relationship. I personally do not fully agree with black and whites dating, although I am not racist. I also see that morally it is wrong to be in a same sex relationship but I do imbibe a few acquaintances that are homosexual. After the initial negative thoughts feel run through my idea I testament be able to push that aside and get down to business. Honestly my biggest worry would be how they are treated by friend s and family because those are the people who are most important and it seems as though those people are not there for Todd or Reggie. given up the situation that Im the human service professional for Todd and Reggie I would ask Todd to tell me about his self, since he is more open than Reggie. Getting to know more about Todd is important because it gives me a look inside his life as far as where he came from to how he got to this point. I want to know about his relationship with his mom and why he feels she is emotionally abusive to him. This important because it drives him to drink and is one of the issues he is currently dealing with including substance annoyance of cocaine. I would ask him how his sessions go with his psychiatrist and maybe get contact info to speak with the psychiatrist about Todds bipolar disorder. This is vital to know because he made need additional assistance controlling his disease.As for Reggie I would also ask him to tell me about his self. How he ended up in jail to the point where he is now, gives me a look into his life. It also helps me figure out what needs to be avoided to keep him in good wrong with his parole officer. I also want to know why his estranged sisters will not speak to him. This is important because Reggie needs closure. If not speak to him for anything else, at least share with him the memory of his mothers last days. I want to talk about his progress in the STARS program. Since he has not name a job yet, that may be something I need to assist him with. We also need to discuss why he has been violent toward Todd.For him to come with his furnish to this meeting means he cares for Todd and wants help, so understanding their relationship will be helpful in helping them maintain one. Finally we should talk about why Reggie is uncomfortable with Todds behavior in public. This is important because he may be having issues coming to terms with his sexuality and if so, I need to help him overcome this feeling. Toget her I want to ask them about their relationship and what they want to come out of it. This is important because if they want to stay together as stated, both parties must be on the same page. Todd may have to accommodate to Reggie by toning down his behavior in public while Reggie will have to consider substance abuse counseling.Potential ethical issues with this case is the sexuality of the clients but Human service professionals provide services without discrimination or preference based on age, ethnicity, culture, race, disability, gender,religion, sexual orientation or socioeconomic status. Also obtaining or sharing assureation with Todds psychiatrist Human service professionals protect the integrity, safety, and security of client records. All written client information that is shared with other professionals, except in the course of professional supervision, must have the clients prior written consent. A legal issue is the fact that Reggie is physical with Todd and although i t was the past, if it happened again I must keep in mind If it is suspected that danger or harm may occur to the client or to others as a result of a clients behavior, the human service professional acts in an appropriate and professional manner to protect the safety of those individuals.This may involve seeking consultation, supervision, and/or breaking the confidentiality of the relationship. Also Reggie smokes cannabis which is not good for urine tests with his parole officer along with Todds cocaine use. Human service professionals protect the clients right to silence and confidentiality except when such confidentiality would cause harm to the client or others, when agency guidelines state otherwise, or under other stated conditions (e.g., local, state, or federal laws). Professionals inform clients of the limits of confidentiality prior to the onset of the helping relationship. (NOHS, 2009)For Todd and Reggie I would recommend that they go to rehab because they both have addi ctions that need to be dealt with in order to move forward in the relationship and just life in general.

Manville Corporation Fiber Glass Group Series Essay

1. Why have Dr. fowls comments precipitated a crisis?Because of the assumption perception is everything. Dr Doll would have to manage the immediate crisis due to this concept. mint lead afraid of fiberglass from the moment they heard that fiberglass is similarly carcinogenic as asbestos exactly it is appear less carcinogenic if compared with asbestos. The word asbestos which comes out from Dr Dolls lip has created an atmosphere of disturbance among the stakeholders and reporters who attended the symposium. This is because asbestos was once a material banned from manufacturing2. Does Manville have a nonher asbestos on its hands? In your judgment, who or what was responsible for the asbestos disaster?No, Manville has actually not producing asbestos, It was the press or media to create an perception in earth that fiberglass is actually a man-made asbestos. Thanks you Dr Dolls comparison on asbestos and fiberglass, now Manville is facing with disaster. Manville should responsible since at that moment asbestos was actually a dangerous material to be used but Manville or the asbestos manufacturer was keeping to conceal the fact. This action was then known to the public and caused Manville to receive pressure from the stakeholder and filed for bankruptcy.3. What should Manvilles senior managers do in view of Andersons discussion? Be sure to consider the followinga. Should they communicate with anyone? Who? What? How? When?Manvilles senior should held a meeting not scarce among the CEOs but also with its employee in order to discuss the crisis. They can plan to discuss about the etymon to be used or suggestion which will return the truth of fiberglass to Manville. A converse established is essential in creating a link and understanding between the workers and the conduct manager. Manvilles top manager should communicate as soon as possible once they heard of Andersons intelligence operation since they have no much time to be wasted so that they can carry on with other plan which is essential in rebuilding the reputation of Manville.b. Should they scale back or departure the fiberglass business?This decision should be made by depends on the circumstance but it is not arguable that information flies faster in modern days. The top level of Manville should expect that the news was known to public at the time they do a meeting in the morning. Later on if they found that fiberglass is also giving less profit or the protest of public onto the end product of fiberglass was too hard to be explained. Then they are better to exit the fiberglass. However if the major problem was only on to the cost or salary problem, Manville could try to scale back by firing some employee who they think deserve to be fired but sometimes firing skill not the best way to ensure a companys survival instead it will make the company looks selfish.c. Should they modify the fiberglass MSDS or trail? How?In terms of moral and also business ethic they should modif y MSDS. Previously, Manvilles MSDS only labeled itch-scratch, but actually it was believed that fiberglass is create cancer, So Manville should add additional info into the label but at the same time this label maybe will makes consumer unwilling to purchase fiberglass product. Therefore ,Manville can only keeping MSDS but they could seek for some other way else to regain trust from the public towards fibreglass

Bullying and Marsh Et Al Essay

Everyday thousand of teens wake up panicked of attending school day. About one in seven schools, a child is either a tough or a victim of swashing. Bullying is simply defined as a type of warring behaviour that involves intent to cause harm and a power imbalance (Olweus, 1999). Bullying fuck run anywhere from mental, physical (involving kicking and punching), verbal or cyber abuse. Bullying among children can be considered as a form of abuse (0-). It has been get beforehand that bullying is a division of aggressive behavior and has been seed along characterized as repetitive and an inability on behalf of the victim to defend him or herself (Farrington, 1993, cited it Sapouna, 2008). We learn from Sapouna (2008) that bullying can take the form of verbal (name c every last(predicate)ing), physical (hitting, kicking) or relational (deliberate exclusion from a group, spreading of catty rumors). After extensive research in Scandinavia, Olweus(1993, cited in Kumpulainen et a l.,1998) proposed that bullying can be carried out by one or more adolespennys and usually occurs on repeated occasions, and to some extent, it occurs in all schools. belatedly bullying amongst young people has gain nonoriety in the press due to the extreme results it has had on certain young individuals. An example of this is Sian Yates, a 13 year old girl who committed self-destruction after repeated bullying (Daily Mail, 2007). Despite the press attention given to these cases, the extreme consequence of suicide does not occur in the majority of cases. Victims can suffer from a range of harmful personal effects such as humiliation, anxiety, depression, difficulty with interpersonal relationships, and emotional instability. This lead to the finding of Kumpulainen et al., (1998) that bullying is a greenness phenomenon among children who are psychologically disturbed. The writer went on to say that there are higher rates of psychological distress among both bullies and victims tha n those not involve. However, the literature is consistent in noting that the bullied victims are the most troubled of the bully, victim, bully victim triad (Juvonen et al., 2003 Ma, 2001 Pellegrini, 2002 Pellegrini et al., 1999Salmivalli & Nieminen, 2002, cited in Cunningham, 2007).Should these lead agencies to focus more on protecting the victim? any(prenominal) schools have decided that the way forward is to have zero tolerance policies. This may include all students who bully. However, if certain researchers numbers are correct it could mean excluding from school, forty percent of the school aged population. Given the widespread nature of the problem can zero tolerance really mean, zilch tolerance? We learn from the NHS website teens for health (2008) that anyone can be singled out by bullies. The NSPCC found that 31 per cent of children had been bullied at some point (Teens for health, 2008). This being the case, can anyone be bullied? Black and Jackson (2007) have put forwar d that there lies and an imbalance of power between the parties involved in bullying. The bully is stronger through accessible status, physical prowess, age, cognitive abilities or skill. Is this imbalance of power the same across the genders?There is an extensive dust of literature that suggests that boys are more likely than girls to be bullies as well as victims (Nansel et al.2001 Boulton & Smith, 1994 Boulton & Underwood, 1992, cited in Marsh, Parada, Craven, &Finger, 2004). This doesnt mean girls cannot be bullies. Stephenson and Smith (1989, cited in Kumpulainen et al., 1998) found that girls as well as boys fitted into the five main groups of people involved in bullying. These are dominating bullies, anxious bullies, bully-victims, classical victims, and provocative victims. These traits were overly found by Sourander,Helstel, Helenius and Piha (2000) to have clinical implications. Sourander et al., (2000) noted that Bullying is especially associated with aggressive and a nti brotherly behavior while victimization is associated with internalizing problems.Whitney and Smith, (1989, cited in Kumpulainen et al., 1998) found bullies to be more prone to have savage convictions subsequent in life, and more likely to be involved in serious, recidivist crime. Are criminal convections later in life a fair punishment for their actions? Or should something be done to attend the bully? This leads to the question as what is the nature of these young people that make them prone to being a victim or a bully. In the search for a personality construct, many researchers have come to the agreement that bullies are deficient in social information processing or may be intellectually disadvantaged (Besag, 1989, cited in Marsh et al., 2004). The work of Crick and Dodge (1994, cited in Marsh et al., 2004) beg offed that bullies responses to social situations are being met with a filtration process.This cognitive filter is based on an aggressive individual translation n eutral or ambiguous cues as hostile and therefore, making them more likely to engage in aggressive behaviors (Marsh et al., 2004). This was also seen to be the case in Bosworth, Espelage, and Simon (1999, cited in Marsh et al., 2004) when a sample of jejune high school students showed that misconduct, anger, and beliefs supportive of violence were significantly related to bullying behaviors. Although bullying is an aggressive act, this does not imply that bullies and aggressive or conduct-disordered individuals are a homogenous group. Sutton et al (1999, cited in Marsh, 2004) put forward that bullies were part of a complex environment where they are require to negotiate and attribute mental states to themselves and others to explain or predict their behavior. This idea contravenes the notion that bullies are cognitively inept or simple in their interactions with peers (Sutton et al 1999, cited in Marsh, 2004).ReferencesBullying. Violence Prevention. 1 Dec. 2012http//www.violencepre ventionworks.org/public/olweus_history.pageDawkins, J. L. (1996). Bullying, physical disability and the pediatric patient. developmental Medicine and Child Neurology, 38 603-612.Espelage, D. L., Holt M. K., & Henkel, R. R. (2003). Examination of peer group contextuals effects on aggressive behavior during early adolescence. Child development, 74, 205-220.Pelligrini, A. D. (2002) Bullying and victimization in schools A Dominance relations perspective . educational Psychologist, 37, 151-163.

History Questions Essay

(1) European explorations were motivated by desire for wealth, world power and prestige. Explorers hoped to decree gold, silver and spices, new colonies to conquer and expand empires, opportunities to increase trade, and spread Christianity. Expeditions not only accomplished the missions merely in the process they discovered new and faster routes as well as advancements in mapmaking and navigation instruments.(2) Puritans relied only on the Bible for their guidance in daily life.Their strong faith in graven image is reflected in their customs, traditions and in entirely their actions. Their common faith held them together especially th about the rough times. They were strict in their interpretation and observance of the teachings of the Scriptures. They believed that hard work will earn them the rewards in heaven. Drama, apparitional music and erotic poetry were prohibited, as they may lead to evil acts. Religious music took the economic aid away from the Word of God while Dra ma and Poetry portrayed lust and immorality.They were allowed the Greek Classics and they were back up to compose their own poetry, drama and music which mustiness have religious themes.(3) Quoting from Matthew 514 a city that is set on the hill cannot be hidden, John Winthrop in 1630 addressed the Puritan colonists in New England and told them that their community was a city upon a hill watched by the world. By that he meant that they must conduct themselves in ways that God may be glorified. They must bring honor to God and His worthy followers by their actions at all times.(5) The wars in the late 17th and early eighteenth centuries brought a realization among the colonists that they were made to fight wars for the mother country that colonists have little or nil to gain from. They were made to fight wars that were not their own. As a result, the colonists conceived of declaring their independence from Britain and asserting their rights for self-governance. Britain lost in te rms of excessive taxes that it levied on the colonies for their own coffers. The colonists lost in terms of protection from a outstanding and skilled military power.The greatest gain of the colonists was their independence.(6) John Adams was for the Republican type of government, with a bicameral law-makers and the independence of the 3 branches executive, legislative and judiciary. Thomas Paine was for a Representative system of government which took in the different and individual interests of the states and their people and which governs with independence from a superior or outside means, meaning a federal official or hereditary government such as that from Britain. That eras constitution followed Thomas Paines model.(7) The strengths of the Articles of Confederation were it established an independent government where every state was represented through its Congress, its Congress had all the powers of government, and its system of government placed the power on the people thro ugh the states. The weaknesses were there was no judicial separation of powers, there was no check and balance of power as there was only one bear in Congress, Congress did not have the major powers like taxation, diplomacy, regulation of commerce and expediency to regenerate constitutional provisions.The purpose of the Articles was met, which was for the thirteen colonies to unite, but the government it created lacked significant provisions for a judiciary and an executive to carry out functions which Congress can not by itself do. Something must be done with the economic system which was not within Congress powers. George Washington believed that there must be a single power over the thirteen colonies to manage their collective affairs.

Ethics in Sport

As George Orwell said, Serious sport has nothing to do with fair victimize. It is bound up with hatred, jealousy, boastfulness, disregard of all rules and sadistic pleasure in witnessing violence. In other words, sport isnt just ab by game play anymore. The suspensors we see in serious sport, the people who have acclaimed money and fame, usually expect better word from everyone else, theyre spoi conduct and therefore behave poorly on the basis they believe they can detect away with it.This is why it is not only appropriate, but essential for uninfected lodges to punish supporters for finish up line of merchandise indiscretions, that is, behavior that displays a lack of good judgement. Sporting clubhouses should show no lenience towards athletes who choose to ensnare their sporting careers at risk by behaving in childish ways. Their contracts should result in termination, suspension or they should be fined, depending on the circumstance. Athletes who display idiotic behavi our create a financial loss for their club as well as creating a negative image for them too.And, by being in the frequent eye, they are setting a bad example for their fans, especially the children who look up to them. Media coverage of gain bailiwick indiscretions can create a negative image of the club that has employed the athlete involved. The rugger leagues image problem is at a very bad state and is cognize to have so many scandals that even a Wikipedia page has been made for their record of off survey indiscretions. On Sunday 17th April, 2011 there was a 60 Minutes report that highlighted the battle betwixt AFL and Rugby league for junior participation.The parents that were interviewed admitted that the relatively clean-cut image of the AFL held greater appeal for them, and normally led to them persuading their kids not to choose Rugby league. Rugby players are continuously stained with a poor news report because of the reckless actions of a very small minority. An a thlete represents the club they belong to. So, when one member of the squad is involved with off field indiscretions they are ruining it for the respectable players, in ways such as losing hard earned sponsorships.When an athlete displays poor behaviour they are initiating a loss of millions of dollars. Now, more than ever, sporting clubs are pressured by their athletes sponsors to take appropriate action for off field indiscretions . This is because when an athlete is involved with off field indiscretions their sponsors will dissociate themselves from the club. Tiger Woods disgusting adulterous indiscretions in 2010 received worldwide media attention, and the outcome of this negative coverage caused the loss of millions of dollars in sponsorship deals.On another note, long-standing Sydney Roosters sponsor, Samsung, dumped their club in 2009 after a series of off-field indiscretions left them no choice but to detach their sucker with rugby league before it tarnished their own rep utation. This indicates that such contracts should be terminated on the basis that the athletes behaviour had a drastic financial effect on the game. In a agonistical sporting landscape, no club is in a position to be losing sponsors, nor are they in a position to be losing fans. Athletes are role models to our children.Unfortunately, it is almost unavoidable that children will observe athletes acting aggressively, as the media are irresponsible in over-covering and sensationalizing violent incidents in sport. Sociology professor at Oregon State and designer of several published studies on athletes behaviour, Steven Ortiz, says Spoiled-athlete syndrome begins early in sports socialization. From the time they could be picked out of a lineup because of their exceptional athletic ability, theyve been pampered and catered to by coaches, classmates, teammates, family members and partners. As they get older, this becomes a pattern.Because theyre spoiled, they feel they arent accountable for their behaviors off the field. Theyre so used to people looking the other way. The athletes shouldnt be used to people looking the way, and they simply cant afford to while they are in the public eye, as role models. In psychology, Ive learnt about model behavior that is, that from a childly age we imitate behavior we observe from our role models. In more detail, if theyre behavior is followed by a positive outcome we are more likely to imitate this behavior then if it were followed by a negative consequence.Therefore, if we expose our children to inappropriate athletes that arent punished for their off field-discretions and these athletes happen to be comprehend as role models, are we promoting our children to develop an aggressive repertoire of behavior? Many would argue that an off field indiscretion has no impact on the game play of the athlete, and therefore they should not be terminated as punishment from the game because they are a valuable team member.However, the d ecision by the AFL club, the Brisbane Lions to terminate the contract of star full-forward, Brendon Fevola demonstrates the fact that a players off field behaviour can be as much as a consideration as their on-field performance in regards to their employment. Brendons controversial antics included embarrassing drunken performances and in The Sunday Telegraph in June 2012 he was quoted saying I grabbed a bottle of wine from her fridge and within 15 minutes it was empty.I undecided another bottle, drank it, then went for another one. The fact that the majority of athletes sign a ordinance of conduct at the beginning of their careers which outlines what behaviour is expected from player, demonstrates that there are no exceptions and there should be no room for behaviour that doesnt meet that expectation. It is essential for sporting clubs to punish athletes for their off field indiscretions. Any athlete who does not meet the expectation of the club should be terminated as a result.A lthough it may seem harsh, this is necessary as any idiotic behavior may have a great financial loss as a consequence, and also result in tarnishing their clubs reputation. Also, these athletes are role models to the general public, particularly young children. According to online website, Ranker, the Top 10 Most fashionable Athletes published in February 2010, include adulterer Tiger Woods and drug-cheat Lance Armstrong great role models, regenerate?

To Study Swot Analysis for Portfolio Management Services Offered by Sharekhan Ltd.

SUMMERY In to daytimes business surround m both of stocktakingbrokers offers premenstrual syndrome (Portfolio centering dos). spot observing the business environment of Stockbrokers the main business is how they offer low brokerage and better function to the clients. In this context an commence is made to hatfulvass the SWOT compendium of PMS (Portfolio perplexity go) offered by SHREKHAN Ltd. Which gamylights what ar the Strengths, Weaknesses, Opportunities and Threats of PMS (Portfolio Management serve) offered by SHREKHAN Ltd. as comp are to other competitors offered this organisation.Also deliver the interview of 100 clients and observe what the expectations well-nigh the PMS (Portfolio Management Services) are offered by SHREKHAN Ltd TABLE OF CONTENTS ? Acknowledgments ? Abbreviations .. ? An Executive Summary .. ? application write ? guild Profile.. ? Market package of destiny khan ? Introduction to ascertain ? Hypothesis of the excogitate ? Objectives P roject ? Limitations of the Project ?Research methodology ? Empirical Analysis .. ? Conclusion ? Bibliography. Abbreviation AMCAnnual fear guidances. BSEBombay Stock Exchange. DPDepository participant. IPOInitial Public Offer. MCXMulti goodness Exchange. MTManagement Thesis. NAVNet Asset Value. NCDEX issue goodness and derivatives Exchange. NCFMNational Stock Exchange Certification In monetaryservices. NFONew Fund Offer. NSENational Stock Exchange. PMSPortfolio Management Services. SEBISecurity Exchange Board of India.Industry Profile By 1830s business on corporate stocks and divisions in margin and Cotton presses took place in Bombay, in that respect were plainly half a dozen brokers recognized by banks and merchants during 1840 and 1850. In 1860-61 the number of brokers increase to close 200 to 250. In 1895, the Stock Exchange acquired a premise in the same avenue and it was inaugurated in 1899. Thus, the Stock Exchange at Bombay was combining. occupation Pattern o f the Indian Stock Market consider in Indian stock exchanges is limited to listed securities of public limited companies.They are broadly divided into match boardinal categories, namely, Specified securities (forward list) Non-specified securities (cash list). A member broker in an Indian stock exchange can trifle as an agent, sully and sell securities for his clients on a commission basis. National Stock Exchange (NSE) The National Stock Exchange was incorporated in 1992 by Industrial Development Bank of India, ICICI, either damages Corporations, selected commercial banks and others. Trading at NSE can be classified at a lower place both broad categories (a) sweeping debt commercialise and (b) Capital market.Wholesale debt market duty operations are similar to money market operations institutions and corporate bodies enter into high value transactions in financial instruments such as authorities securities, treasury bills, public sector unit bonds, commercial pap er, certificate of deposit, etc. There are two kinds of players in NSE 1. Trading members and 2. Participants. Recognized members of NSE are called trading members who trade on behalf of themselves and their clients. Participants include trading members and self-aggrandising players wish banks who take direct settlement responsibility.Indias oldest and first stock exchange is Bombay Stock Exchange which is open up in 1875. More than 6,000 stocks listed in BSE. Totally there are 22 stock exchanges in India. They are primed(p) in Ahmadabad, Bangalore, Calcutta, Chennai, Delhi etc. There is also a National Stock Exchange (NSE) which is located in Mumbai. There is also an Over the Counter Exchange of India (OTCEI) which allows listing of small and medium size companies. The regulatory agency which over enamors the functioning of stock markets is the Securities and Exchange Board of India (SEBI), which is also located in BombayOverview of Company Sharekhan is a firm, which is working under SSKI (S. S. Kantilal Ishwarlal Securities Ltd. ). SSKI was founded in 1922. SSKI is One of Indias Oldest brokerage Houses Having Eight Decades of Experience into ? institutional Broking ? Investment Banking ? Retail Broking It is one of the Founding members of the Stock Exchange, Mumbai and Pioneer Institutional Broker. SSKI Entered into Retail Broking in 1985. Share khan is the Retail Broking Arm of the BIG 80 Years old organization i. e. of SSKI and Sharekhan is the Brand construct given to its Retail Business.SSKI carries out its Retail Broking Activities under Sharekhan Brand Name. Sharekhan Outlets act as Full Service Investment Solutions Provider, providing you wide range of services like ? Equity & Derivatives Trading on NSE and BSE ? Online Trading ? Commodities Trading on MCX & NCDEX ? Portfolio Management Services ? Depository Services ? IPO Services ? Wide send of Customized Research harvest-times ? Uniform Service Standards Offerings of the Sharekhan Sharekh an offers both Offline and online trading account.But now a days it broadly concentrates on online trading account through which a guest can buy and sell shares in an instant from any part of the globe trough website. It does not take into account any reference of physical restriction of going to the broker for carrying out a transaction or any typesetters case of settlement of payment. It facilitates the client a speedy and hassle free transaction. Share khans crossing consists of a 4-in-1 concept, which integrates D-mat Account Trading Account Bank Link Dial-N-Trade For doing a trading of shares e realone need D-mat A/C. In his D-mat A/C one can keep his shares.Then Sharekhan provides a Trading A/C. Through this trading account, a Sharekhan customer can instantaneously transfer his funds from his nest egg account i. e. from bank account to Sharekhan to his trading account without any paper work. He can buy and sell shares from the website and also view the market prices of the shares he trades on the terminal. Sharekhan. com allows trading at present only on NSE. BSE trading allow for be shortly available. To open an account a customer requires filling up a form consisting of 12 agreements, a passport size photograph, a residential proof, a photo id proof and a cheque drawn of respective amount in favor of S.S. Kantilal Ishwarlal Securities Pvt. Ltd. & From 22 March, 2007cheque is drawn in favor of Sharekhan Ltd. itself. after(prenominal) opening an account with Sharekhan, a customer testament be given User id, Membership pass tidings and trading password, which will enable him to gateway his account and trade. Products of SHAREKHAN Sharekhan offers 2 types of products according to the volume-based requirements of the investors that are as follows CLASSIC ACCOUNT This account allows the client to trade through the website and is suitable for the retail investors. Here maximum scripts that can be shown on the terminal are only 25. Also the expert charts are not available. Its a JAVA BASED APPLET, which allows trading only through website and see latest prices of the scripts of your choice which is attached below. This account also allows trading in Derivatives. The life clock time registration charge for this account is Rs. 750 and there is no constraint of minimum turnover. SPEED plow ACCOUNT o This is ideal for active traders who transact frequently during days trading academic term to capitalize on intra-day price movements. Speed trade is Internet-based application based software, which is available on a CD, which provides everything a trader needs on one screen, thereby, reducing the time unavoidable to execute a trade. o Speed trade offers a tick-by-tick update on stock price movements with market reason and intra-day chart and lets the client do his own stock/technical analysis. o While the Lifetime charge for this account is Rs. 1000 /- with a minimum brokerage of Rs. 1500 /- to be throwd each quarter ly. OFF LINE SERVICES- ? In this Dmats A/C is open in Rs 350/- ? In this trader has to come in office for trading. Bank Connection Sharekhan has affiliation with 8 banks, which allows its customers to enjoy the eagerness of instant credit and transfer of funds from his savings bank account to his Sharekhan trading account. The affiliated banks are as follows ? HDFC banking concern ? UTI BANK ? CITI BANK ? ICICI BANK ? OBC BANK ? UNION BANK ? INDUSLAND BANK ? IDBI BANK DIAL-N-TRADE It is also an exclusive service available to all Sharekhan customers for trading in shares via the telephone. On dialing the toll free number 1800-22-7500 the customer will be enjoin to a tele-broker who will buy or sell shares for him. After Hour Orders Sharekhan customers also enjoy the facility of placing orders even after the trading hours, and the orders are executed as soon as the market opens. Brokerage- It is one of the important things, which are observed by the customer man opening a D-mat A/C. For Intraday Transactions they charge 0. 05 % on each leg Transaction. For Delivery Transactions they charge 0. 50 % on each leg Transaction. & For Derivatives Transactions they charge 0. 05 % on each leg Transaction. Trade in Commodity Sharekhan also trade in commodities like Bullion Gold / Silver and Agricultural commodities through Sharekhan Commodity Pvt.Ltd. which are a wholly owned subsidiary of its parent SSKI. Research Team of Sharekhan Research and in-depth fellowship of markets provide better than speculations or reacting to rumors. Research team provides knowledge to their customers about market condition. In dawn they provide Eagle Eye which tells about how the market will be in whole day. In afternoon they provide High Noon which tells that up to that time how was the market and what about the remaining time what will be the condition of the market. After the market they analyze the market summery of the whole day and give idea about next day market.Mobil e-N-Trade facility Now Sharekhan is providing the facility that their customers can do trading with the help of their mobile handset. For that purpose they have to pay some extra charge to stumble that facility. Importance of the research to the Organization 1) The organization gets the belligerent information about the determine strategy of their competitors. 2) Through that they can establish their new set strategy to gain competitive advantage. 3) They came to know the effects of using the pricing strategy in the market. Location of company SHAREKHAN Limited swing Land, 1204/22, J M Road, Opposite Shambhaji Park,Shivajinagar, Pune, 411005 Phone No. 020 25520002 Way to Share Khan (JM Road, Pune) Products of Sharekhan- 1) Stock broking (NSE,BSE) 2) F & O broking (Future and option) 3) PMS (Portfolio Management Services) 4) Commodity trading 5) Insurance 6) Mutual fund 7) Pan card 8) IPO (Initial public offer) Sharekhan Services Sharekhan, one of Indias leading brokerage ho uses, is the retail arm ofSSKI. With over 510 share shops in 170 cities, and Indias premier online trading portal www. sharekhan. com, our customers enjoy multi-channel access to the stock markets. IntroductionThe labor movement assigned is TO Study SWOT Analysis For Portfolio Management Services Offered By SHAREKHAN Ltd. In JM Road, Pune. The purpose of project is to understand Portfolio Management Services, its function, terms involved in and types of Portfolio Management Services. And also study competitors PMS Services in this way that to help the company in its day-to-day work. I worked with the company as a guidance trainee in SHAREKHAN ltd. Hypothesis 1. People those have large excess money interested in investing in PMS. 2. Retail investors are also now take interest in this scheme. 3. PMS scheme does not have more collision on sales revenue of SHAREKHAN. OBJECTIVE ? To study Portfolio Management Services Offered By SHAREKHAN Ltd. To understand Portfolio Management Services and its importance. ? To study various types of Portfolio Management Services ? To know about the Portfolio Management Services Offered by competitors of SHAREKHAN Ltd ? To understand and know various terms apply in and process used in Portfolio Management Services in market. ? Make the SWOT analysis of Portfolio Management Services offered by SHAREKHAN Ltd. LIMITATIONS While completing this project following limitations are occurred ? Graphical coyness ? Wrong Mind Set about Share Market ? Lack of awareness ? Lack of capital Methodology This project is Descriptive type of the project.In this project I considered only the part of pricing strategy of the organization, and I also studied the topic of my Management Thesis from angle of 360 degree. This project comes under the Formal Research in which objectives are clearly delimitate and where researcher gathers whole information about all aspects of the project. There is a form al procedure to conduct research I followed following travel of methodology to conduct the research, Identifying & Defining Problem Planning the Research Design Selecting a Research Method Selecting a Sampling Procedure Data Collection Evaluating the Data Preparing the Research Report Sources of the Information While collecting the information for project two types of Sources are used. 1. Primary sources In this, data is sedate directly from respondents using questionnaire, direct observation & interview techniques. So for this purpose I visited 150 people in the JM Road, Pune. I interviewed them and asked them various questions related to my project and try to find out the actual go out 2. lowly sources In this type of data collection I used the information which is already collected by some other person or in printed form before I collected. Sources of secondary data include websites, appropriates, Internet, Journals and also the pamphlets, and the broachers made by the c ompany for their advertisement, etc. I used preceding(prenominal) methodology & data sources for my project by following steps What is PMS (Portfolio Management Services)? Meaning of PMSThe word portfolio means a set or group or combination of securities held by and investor. And the word management means to conduct or manage in a proper way. Thus it means managing of share in a proper way expecting the endangerment and return. Portfolio Management is the process of selecting a bundle of securities that will provide the investing organization a maximum yield for a given level of gamble or alternatively ensure minimum put on the line for a given level of return. A portfolio is defined a s the composite set of ownership rights to financial assets in which the investor wishes to invest. Portfolios are, thus, composed of securities. It means manages your money by fund manager. It just like Invest your money in PMS, sit back and do nothing. Advantages of investing in PMS V/s Mutual Fund You have greater control over the asset allocation, whereas it is automatic in a mutual fund. The portfolio can be customized to suit your take a chance-return pen The portfolio manager has relatively greater flexibility to move in and out of cash as and when required depending on the market view. Typically, charges are lower and more transparent in PMS vis a vis a Mutual Fund Holdings not impacted by entry / exit of the investors. How Sharekhan Manages Portfolio? Sharekhan portfolio Management Services ? Protech ? Proprime ? Proarbitrage picA Trading based portfolio management scheme - Sharekhan introduces a PMS Protech for- a client with high risk profile using the tenents of Technical Analysis. Product Offerings 1. swell Thrifty 2. of import Portfolio 1. smashing Thrifty- groovy futures are bought and sold on the basis of an automated trading system that generates calls to go foresightful / short. The movie never exceeds value of portfolio i. e. there is no l everage but being short in Nifty allows you to earn even in falling markets and there by generates linear returns. Features of Nifty thrifty o Nifty futures are bought and sold on the basis of an automated trading system that generates calls to go long / short. The moving picture will never exceeds the value of the portfolio i. e. no leveraging but will allow to be short in Nifty in falling market therefore allowing the client to earn disregardless of the market direction. o The balance money will be invested in Liquid Funds o Money management rules will be in place to see that the capital is not eroded. 2. Beta Portfolio- Stocks in long term technical up trends are identified at various poetic rhythm points in their trading cycles. 80% of the portfolio is traded in delivery of such stocks. 20% is used in creating and options book i. e. buying calls/puts of the top executive / stocks to increase the portfolio important and hedge against pitfalls. Features of Beta Portfolio Stoc ks in long term technical up trends are identified at various inflection points in their trading cycles o 80% of the portfolio is traded in delivery of such stocks. o 20% is used in creating and options book i. e. buying calls/puts of the index / stocks to increase the portfolio beta and hedge against pitfalls. o The use of timing for delivery and options for a higher beta will attempt to offer a superior rate of returns by taking a risk only 20% of the capital. o Money management rules will be in place to see that the capital is not eroded. o Portfolio rebalancing may be conducted between the cash and options segments based on the profitability of each segment. Product characteristics Using swing/momentum based index trading systems with stop/ work trend following. ? Investor get the best of worlds by ? Having positions in cash and options ? Delivery positions enable profit maximization, while options position offered high beta short term profit in the same portfolio. ? Low impact cost. Product details Minimum enthronization Rs. 5 Lakh Lock in for 3 months fortnightly reporting of Portfolio Net Worth Monthly reporting of Portfolio Holdings/Transactions 20% profit sharing fees on booked profits quarterly basis 5% discount on profit sharing fees to 15% for investment of 1 crore OR lock in of 1 year. 0% AMC fees Brokerage 0. 05% for derivatives and 0. 30% for delivery. Nifty futures will be bought and sold on the basis of an automated trading system that will generate calls to go long/short. The system has been tested over the last 20 years of dataand action has been very good details or returns v/s risk are availablefor interested investors. The portfolios exposure will never exceed the value of the portfolio, i. e. there shall be no leveraging. But the strategy will allow us to go short/hedge on Nifty in falling markets, thereby yielding returns irrespective of the market direction. The portfolio will either be long or short at all point time. Nifty T hrifty Nifty futures are bought and sold on the basis of an automated trading system that generates calls to go long/short. The exposure never exceeds value of portfolio i. e. there is no leveraging but being short in Nifty allows you to earn even in falling markets and there by generateslinear Product offerings 1. The Aggressive Scheme Ideal for investors looking at higher returns with high risk appetite. This portfolio consists of high growth stocks fulfilling any of the following conditions ? Expected growth in profitability Turn some and corporate restructuring enabling value unlocking ? Relatively low valuation ? Mid to small cap companies 2. The equilibrate Scheme Ideal for investors looking at steady returns with low risk appetite. This portfolio consist of blend of choice blue chip and growth stocks ensuring a balance portfolio with relatively medium risk profile. Product procession Investments are based on 3 tenets I. Consistent, steady and sustainable returns II. Margin of safety III. Low excitableness Product characteristics ? Bottom up stock selection ? In-depth, independent fundamental research ? High tincture companies with sustainable competitive advantage ?Disciplined valuation approach applying multiple valuation measures ? Medium to long term vision, resulting in low portfolio turnover Product details ? Minimum investment Rs. 5 hundred thousand ? Lock in 3 months ? Reporting Online access to portfolio holdings, monthly reporting of portfolio holdings/transactions ? Charges 2. 5% per annum AMC fees aerated every quarter, 0. 5% brokerage, 20% profit sharing after 15% hurdle is crossed- chargeable at the end of the fiscal year. Product offerings Cash-future Arbitrage it spots risk free opportunities that yield greater returns than constituted risk free products. On spotting the opportunity, the stock is bought and future is sold to lock in the spread. lieu is liquidated if the spread things before time or on expiry, whichever comes e arlier. In this manner, the scheme moves from one opportunity to another. Product approach There is an inherent opportunity in the spread that lies between cash and futures. When the spread is high stocks are bought at the same time futures are sold to lock in the difference which is accordingly bound to be zero at expiry. Product characteristics Risk Free On the whole, it is risk-free and can be compared to RBI bonds and GILT funds. High Returns As compared to other zero risk products, it offers close to an 8% post tax returns. Product details ? Minimum Investment Rs. 5 lakh ? Lock in 3 months Reporting fortnightly for portfolio net worth, monthly for portfolio holdings/Transactions ? Charges 0. 035% brokerage for cash,0. 075% for delivery SWOT digest Of PMS (Portfolio Management Services) offered by SHAREKHAN Ltd. Strengths In Sharekhans PMS (Portfolio Management Services) It has a product like NIFTY THRIFTY. It is the big strength for Sharekhan, because Sharekhan is only the license holder of NIFTY THRIFTY. Generally investors give more preference to this product because it works on the TECHNICAL basis and gives maximum returns is just about 40%. It is the maximum returns that no other product gives this much of returns to investors. The other product i. e. BETA Portfolio which works on Fundamental level.In this product 80% of the portfolio is trade in the Delivery basis and the remaining 20% is trade in Option basis i. e. buying calls/puts. so investors gets fixed returns. So the product ProTech is very big strength of the Sharekhan Ltd. Weaknesses Sharekhans other products ProPrime and ProArbitrage does gives as much business as ProTech. In this two products risk is low and the returns are also steady or low. In this scheme money of investors invested in RBI Bonds and GILIT funds, in this way though as compare to other zero risk products, it offers roughly 8% post tax returns. So generally because of this investors are not prefere to invest their mone y in this scheme.Because of large investment in PMS (Portfolio Management Services) it is minimum 5 lakh Investors does not take interest in such scheme. Sharekhan does not have the product of small investment, under 5 lakh that the retail investors also take interest in PMS (Portfolio Management Services). Opportunities As per mention above only Sharekhan has the license to operate ProTech which includes NIFTY THRIFTY and BETA portfolio so investors does not have any other option for investing there money if they want to invest in ProtTch. So this is proven as a very big opportunity for Sharekhan to capture the market and to get the customer as far as ProTech is concern. As per the studies the retail investors are taking interest in investing in PMS.Because in PMS the portfolio is managed as a individual basis. In PMS services there is a fund Manager who manages our portfolio. So now retail investors are also take part in PMS services. So it will be opportunity for Sharekhan to inc rease their business and will take market lead. Threats In Pune Kotak and Motilal Oswal are the good competitors of Sharekhan. Because Kotak has a 12 years experience in PMS services , they have good products like Sharekhan . The second competitor is Pukhraj Securities because they provide the PMS scheme which has the minimum investment Rs 2, 00,000/- And Sharekhan has the products which has minimum investment Rs. , 00,000/-So Pukhraj also become a good competitor for Sharekhan. Second the entries of Reliance in stock broking will defiantly create a problem for Sharekhan. Market share of different stock broker for PMS in Pune pic The market share for PMS in Pune is captured by Kotak more than Sharekhan as well as other stock brokers. It is leading because Kotak provide this service from more than 12 years. Sharekhan started this scheme from 2003. In very short period it also captures market and highly competes with Kotak. And put back to the others. pic Because of higher investment requisition such as minimum investment is of Rs. 5,00,000/- in PMS so the no of investors are less than other products. picAfter taking the 100 clients interview the result is derived as out of 100 investors 35 are go for sharekhan to invest their money. The second on the crop is Kotak. So it is proved that the PMS scheme provided by sharekhan is more preferred by investors. Conclusion After the studies I have concluded that if company provides the better product as well as schemes not only high class or higher income group will invest but the centre of attention income group is also take interest in investing their money in share market. solo because of one best product and scheme if company launches it can be a market leader for that and will captures the more share of market. BIBLIOGRAPHY Books Financial Management Textbook. ? Marketing management Textbook. ? Sip students Manual Book. Pamphlets Printed by Various Stock Broking Firms. Web Sites ? www. Sharekhan. com ? www. M oneyControl. com ? www. Kotak. com ? www. AnandRathi. com ? www. MotilalOswal. com ? www. ICICIDirect. com I understand objectives of my management thesis. I nimble questionnaire to collect primary data from customers. I used data collection techniques like questionnaire & interviews. I compiled collected data using excel sheet. I analyzed collected data using various tools & graphic way. I draw conclusion from collected data & make report on it. Pune